Central Govtschemes

Agriculture Infrastructure Fund (AIF)

Rs 1 lakh crore financing facility with 3% interest subvention and credit guarantee for post-harvest infrastructure.

About this scheme

Launched in 2020, AIF is a medium- to long-term debt financing facility for investment in viable post-harvest management infrastructure and community farming assets. Eligible projects include warehouses, cold stores, pack houses, sorting and grading units, primary processing centres, ripening chambers, silos, assaying units and e-marketing platforms. The scheme was broadened in 2024 to cover integrated processing projects, community farming assets and PM-KUSUM Component A projects. Disbursement runs to 2025-26 with interest subvention and credit guarantee support up to 2032-33.

Benefits

3% per annum interest subvention on loans up to Rs 2 crore, for up to 7 years
Credit guarantee under CGTMSE for loans up to Rs 2 crore, with fee paid by the government
Moratorium of 6 months to 2 years on repayment
Can be combined with subsidy from other central or state schemes

Who can apply

Farmers, FPOs, PACS, Marketing Cooperative Societies, SHGs, Joint Liability Groups
Agri-entrepreneurs, start-ups, and Multipurpose Cooperative Societies
Central and State agencies, Agricultural Produce Market Committees
Public-private partnership projects sponsored by central or state agencies

Documents required

Aadhaar and PAN of the applicant
Detailed Project Report
Land ownership or lease deed
Registration certificate of the entity
Bank account statements
Project cost estimates and quotations

How to apply

1Register and apply on the AIF portal agriinfra.dac.gov.in
2Upload the Detailed Project Report and supporting documents
3Application is routed to the selected lending institution
4Bank appraises and sanctions the loan
5Interest subvention and credit guarantee are claimed by the bank on the portal

Important dates

Disbursement period: Up to FY 2025-26; support up to FY 2032-33

Available in: All India

Visit the official portal